Purpose :
To refinance the activity of Crédit Foncier and the BPCE Group entities based on a competitive, asset-backed, long-term, refinancing model via the issuance of Obligations Foncières.
Key figures
€4.3 Bn
Obligations foncières issued
as of December 31, 2025
€60.1 Bn
Total balance sheet
as of December 31, 2025
118.0%
Overcollateralisation ratio
as of December 31, 2025
Ratings
AAA (stable) / AAA (stable) / AAA (Stable)
S & P / Moody’s / Scope Ratings
A société de crédit foncier (AAA Stable/Aaa Stable/AAA Stable),
fully-owned subsidiary of Crédit Foncier (A Stable/A1 Stable/A+ Stable/A+ Stable)(*),
and affiliated with BPCE (A+ Stable/A1 Stable /A+ Stable / A+Stable) (**)
fully-owned subsidiary of Crédit Foncier (A Stable/A1 Stable/A+ Stable/A+ Stable)(*),
and affiliated with BPCE (A+ Stable/A1 Stable /A+ Stable / A+Stable) (**)
*Standard & Poor’s/Moody’s/Fitch/Scope Ratings
**Standard & Poor’s/Moody’s/Fitch//R&I
