As of December 31, 2021
Key indicators
| Total balance sheet | €63.93 bn |
| Privileged resources | €53.5 bn |
| Obligations foncières issued | €4.8 bn |
| Regulatory overcollateralisation ratio | 112.2% |
| Loan-to-value ratio for private individuals | 68.8% |
| Net income | €106m |
SIMPLIFIED ECONOMIC BALANCE SHEET
| Assets (by type of exposures) | At 12/31/2021 |
|
| Mortgage loans or equivalent | €31,5 bn | 49.2% |
| Public sector exposures | €25 bn | 39.1% |
| French Public sector* | €17.9 bn | 28.0% |
| Foreign Public sector | €7.1 bn | 11.1% |
| Replacement values and other assets | €7.5 bn | 11.7% |
| Replacement values | €6.6 bn | 10.3% |
| Other assets | €0.9 bn | 1.4% |
| TOTAL ASSETS | €63.9 bn | 100.0% |
| * Including deposits and short term loans at Banque de France of €0.7bn at end of end of 2021. |
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| Liabilities | At 12/31/2021 | |
| Privileged resources | €53.5 bn | 83.7% |
| Obligations foncières | €53.7 bn | 84.0% |
| Foreign exchange rate difference on obligations foncières | €-0.2 bn | -0.3% |
| Other privileged ressources | €0.0 bn | 0.0% |
| Difference associated with hedging balance sheet items | €0.9 bn | 1.4% |
| Non-privileged resources | €9.5 bn | 14.9% |
| Unsecured debt | €6.2 bn | 9.7% |
| Subordinated debt or equivalent | €0.1 bn | 0.2% |
| Shareholders equity, provisions and reserve for general banking risks | €3.2 bn | 5.0% |
| TOTAL LIABILITIES | €63.9 bn | 100.0% |
| Regulatory capital according to CRR/CRD IV | €3.1 bn | 4.9% |
Breakdown of assets: €63.9bn
By type of assets
By region
As of December 31, 2020As of December 31, 2020
Key indicators
| Total balance sheet | €68.5 bn |
| Privileged resources | €56.4 bn |
| Obligations foncières issued | €3 bn |
| Regulatory overcollateralisation ratio | 113.5% |
| Loan-to-value ratio for private individuals | 73.2% |
| Net income | €47m |
SIMPLIFIED ECONOMIC BALANCE SHEET
| Assets (by type of exposures) | At 12/31/2020 |
|
| Mortgage loans or equivalent | €36 bn | 52.7% |
| Public sector exposures | €24.7 bn | 36.1% |
| French Public sector* | €17.6 bn | 25.7% |
| Foreign Public sector | €7.1 bn | 10.4% |
| Replacement values and other assets | €7.7 bn | 11.2% |
| Replacement values | €6.6 bn | 9.6% |
| Other assets | €1.1 bn | 1.6% |
| TOTAL ASSETS | €68.5 bn | 100.0% |
| * Including deposits and short term loans at Banque de France of €1.3bn at end of December 2020. |
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| Liabilities | At 12/31/2020 | |
| Privileged resources | €56.4 bn | 82.3% |
| Obligations foncières | €56.4 bn | 82.3% |
| Foreign exchange rate difference on obligations foncières | €-0.1 bn | -0.1% |
| Other privileged ressources | €0.1 bn | 0.1% |
| Difference associated with hedging balance sheet items | €0.8 bn | 1.2% |
| Non-privileged resources | €11.3 bn | 16.5% |
| Unsecured debt | €6.0 bn | 8.8% |
| Subordinated debt or equivalent | €2.1 bn | 3.0% |
| Shareholders equity, provisions and reserve for general banking risks | €3.2 bn | 4.7% |
| TOTAL LIABILITIES | €68.5 bn | 100.0% |
| Regulatory capital according to CRR/CRD IV | €3.1 bn | 4.5% |
