{"id":503,"date":"2018-08-08T17:55:09","date_gmt":"2018-08-08T15:55:09","guid":{"rendered":"http:\/\/foncier.fr\/?page_id=503"},"modified":"2026-02-23T17:15:14","modified_gmt":"2026-02-23T16:15:14","slug":"key-figures","status":"publish","type":"page","link":"https:\/\/foncier.fr\/en\/key-figures\/","title":{"rendered":"Key figures"},"content":{"rendered":"As of June 30, 2025<\/a>\n

As of June 30, 2025<\/h2>\n

Key indicators<\/h3>\n\n\n\n\n\n\n\n\n
Total balance sheet<\/th>\n\u20ac59.1 bn<\/td>\n<\/tr>\n
Privileged resources<\/th>\n\u20ac51.7 bn<\/td>\n<\/tr>\n
Obligations fonci\u00e8res issued<\/th>\n\u20ac2.8 bn<\/td>\n<\/tr>\n
Regulatory overcollateralisation ratio<\/th>\n112.0%<\/td>\n<\/tr>\n
Loan-to-value ratio for private individuals<\/th>\n60.5%<\/td>\n<\/tr>\n
Net income<\/th>\n\u20ac22m<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<\/a>\n

Simplified economic balance sheet<\/h3>\n\n\n\n\n\n\n\n\n\n\n\n\n
Assets (by type of exposures)<\/span><\/th>\nAt 06\/30\/2025
\n<\/span><\/th>\n<\/tr>\n
Mortgage loans or equivalent<\/strong><\/th>\n\u20ac22.4 bn<\/strong><\/td>\n37.9%<\/strong><\/td>\n<\/tr>\n
Public sector exposures<\/strong><\/th>\n\u20ac31.1 bn<\/strong><\/td>\n52.6%<\/strong><\/td>\n<\/tr>\n
French Public sector*<\/th>\n\u20ac25.4 bn<\/td>\n43.0%<\/td>\n<\/tr>\n
Foreign Public sector<\/th>\n\u20ac5.7 bn<\/td>\n9.6%<\/td>\n<\/tr>\n
Safe and liquid assets and other assets<\/strong><\/th>\n\u20ac5.7\u00a0bn<\/strong><\/td>\n9.6%<\/strong><\/td>\n<\/tr>\n
Safe and liquid assets<\/th>\n\u20ac4.6 bn<\/td>\n7.8%<\/td>\n<\/tr>\n
Other assets<\/th>\n\u20ac1.0 bn<\/td>\n1.7%<\/td>\n<\/tr>\n
TOTAL ASSETS<\/strong><\/th>\n\u20ac59.1\u00a0bn<\/strong><\/td>\n100.0%<\/strong><\/td>\n<\/tr>\n
* Including deposits and short term loans at Banque de France of \u20ac0.5bn at end June 2025<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Liabilities<\/span><\/th>\nAt 06\/30\/2025<\/span><\/th>\n<\/tr>\n
Privileged\u00a0resources<\/strong><\/th>\n\u20ac51.7 bn<\/strong><\/td>\n87.5%<\/strong><\/td>\n<\/tr>\n
Obligations fonci\u00e8res<\/th>\n\u20ac51.7 bn<\/td>\n87.5%<\/td>\n<\/tr>\n
Foreign exchange rate difference on obligations fonci\u00e8res<\/th>\n\u20ac-0.1 bn<\/td>\n0.0%<\/td>\n<\/tr>\n
Other privileged ressources<\/th>\n\u20ac0.1 bn<\/td>\n0.0%<\/td>\n<\/tr>\n
Difference associated with hedging balance sheet items<\/strong><\/th>\n\u20ac1.0 bn<\/strong><\/td>\n1.7%<\/strong><\/td>\n<\/tr>\n
Non-privileged resources<\/strong><\/th>\n\u20ac6.4 bn<\/strong><\/td>\n10.8%<\/strong><\/td>\n<\/tr>\n
Unsecured debt<\/th>\n\u20ac4.4 bn<\/td>\n7.4%<\/td>\n<\/tr>\n
Subordinated debt or equivalent<\/th>\n\u20ac0.0 bn<\/td>\n0.0%<\/td>\n<\/tr>\n
Shareholders equity, provisions and reserve for general banking risks<\/th>\n\u20ac2.0 bn<\/td>\n3.4%<\/td>\n<\/tr>\n
TOTAL LIABILITIES<\/strong><\/th>\n\u20ac59.1 bn<\/strong><\/td>\n100.0%<\/strong><\/td>\n<\/tr>\n
Regulatory capital according to CRR\/CRD IV<\/em><\/span><\/td>\n\u20ac2.0 bn<\/em><\/span><\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/a>\n

Breakdown of assets: \u20ac59.1bn<\/h3>\n

By type of assets<\/h4>\n\t<\/canvas>\n\t